This page contains rates for:
- Savings Accounts
- Money Market Accounts
- Certificate of Deposit (CD)
|
Minimum
Balance |
Average Daily Balance Required for
Dividend Rate |
Dividend Rate |
Annual Percentage
Yield |
|
| Savings Account |
Regular Savings,
Christmas Club,
Special Savings |
$5.00 |
$100 to $4,999 |
0.499% |
0.50% |
| $5,000 to $9,999 |
0.549% |
0.55% |
| $10,000 and up |
0.599% |
0.60% |
Young Bucks,
Teen Tycoons |
$0 |
$5 to $4,999 |
0.499% |
0.50% |
| $5,000 to $9,999 |
0.549% |
0.55% |
| $10,000 and up |
0.599% |
0.60% |
| IRAs |
$5.00 |
$5.00 and up |
0.599% |
0.60% |
| Money Market Accounts |
Average Daily Balance
Required for Dividend Rate |
Dividend Rate |
Annual Percentage Yield |
| $10,000 to $24,999 |
.897% |
0.90% |
| $25,000 to $49,999 |
.947% |
.95% |
| $50,000 to $99,999 |
.996% |
1.00% |
| $100,000 and up |
1.046% |
1.05%
|
* If the average daily balance falls below $10,000 during a dividend period, you will not receive the dividend for that period.
Also, a $10 monthly fee will be applied if the average monthly balance falls below $10,000.
|
Minimum Balance� |
Dividend Rate |
Annual Percentage Yield |
| Certificate of Deposit ( Share and IRAs) |
| 6 Month |
$1000 |
0.947% |
0.95% |
| 1 year |
$1000 |
1.145% |
1.15% |
| 18 months |
$1000 |
1.244% |
1.25% |
| 2 years* |
$1000 |
1.590% |
1.60% |
| 3 years* |
$1000 |
2.182% |
2.20% |
| 4 years* |
$1000 |
2.428% |
2.45% |
| 5 years* |
$1000 |
2.428% |
2.45% |
|
�Young Bucks Club and Teen Club minimum amount to open a certificate of deposit is $200
*CD Plus Program: Members who open new CDs for a term of 2 years or longer will have the opportunity to sign up for the CD Plus Program. The minimum deposit is $5,000. If rates rise during the term of the CD, participants will have the option to lock in the higher rate on their CD. Early withdrawal from a CD in the CD Plus Program will result in a 6-month penalty. Standard penalty for a CD 2 years or longer without the CD Plus Program is 3 months.
Effective as of 7/7/10
The Board of Directors reserves the right to review and change these rates at its discretion .
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