Main Office: (315) 342-5300
Plant Office: (315) 349-0116
Hillside Commons: (315) 341-7277
 
Vehicle Loans

Vehicle Year/Status

Term

APR

New Untitled Cars & Trucks 48 Months As low as 4.74%
  60 Months As low as 4.99%
  **72 Months As low as 5.74%
Used Cars & Trucks, 2007-10 48 Months As low as 4.99% 
  60 Months  As low as 5.24%
  **72 Months  As low as 6.49%
Used Cars & Trucks, 2005-06 48 Months As low as 5.24% 
  60 Months  As low as 5.49%
  **72 Months  As low as 7.25%
Used Cars & Trucks, 2003-04 48 Months As low as 8.00% 
  60 Months  N/A
  **72 Months  N/A
Used Cars & Trucks, 2002 or older 48 Months As low as 9.75% 
  60 Months  N/A
  **72 Months  N/A
New Untitled Motorcycles Up to 60 Months As low as 5.99%
  **72 Months As low as 6.49%
Used Motorcycles Up to 60 Months As low as 6.49%
  **72 Months As low as 6.74%
Tractors (100% of collateral) Up to 60 Months As low as 7.99%
*All rates will be be reduced .25% with payroll deduction or automatic payment

** 72 months are for loan amounts of $15,000 or more

*Borrow 100% of Sales Market Price not to exceed the NADA Retail Value.

*Collision insurance is not required on auto loan balances under $2,000.

*All secured loans for the purchase of consumer goods require a signed purchase offer or bill of sale. It must include the make model and serial number of the goods being purchased and be submitted with a loan application. The certificate of title must be presented for used cars purchased from individuals. Only first liens will be accepted for car loans and required insurance must be carried.

*The minimum secured loan payment is $100.
 
 
 

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