|
Visa
|
Classic*
|
Junior**
|
Platinum* |
Platinum with Rewards*** |
| Limit |
$10,000 |
$500 |
$15,000 to $25,000, depending on credit score |
$15,000 to $25,000, depending on credit score |
| Purchase |
9.9% APR |
9.9% APR |
9.9% APR |
10.9% APR |
| Cash Advance |
11.9% APR |
11.9% APR |
11.9% APR |
12.9% APR |
| Grace Period |
25 days |
25 days |
25 days |
25 days |
| Late Fee |
$20.00 |
$1.00 |
$20.00 |
$20.00 |
| Over-the-limit |
No fee |
No fee |
No fee |
No fee |
|
There is a 25 day grace period and no annual fee on all Visa cards.
*Monthly payments are $25 or 2.25% of the outstanding balance, whichever is greater. The credit limit for Visa Platinum and Visa Platinum with Rewards depends on the applicant's credit score.
*Sign up for an automatic monthly payment on any Visa card and lower your annual percentage rate on purchases by 1.0%
**Members 16 - 20 years of age are eligible for a Visa card with a co-applicant. Monthly payments are $10 or 2.25% of the outstanding balance, whichever is greater.
*** Visa Rewards holders earn one reward point for every $1 spent. Rewards do not include cash advances or ATM transactions.
*** The Multiple Foreign Transaction Fee on all VISA cards is 1% of the transaction amount; the Single Currency Foreign Transaction Fee is 0.8% of the transaction amount.
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