Main Office: (315) 342-5300
Plant Office: (315) 349-0116
Hillside Commons: (315) 341-7277
 
Certificates of Deposit (Share and IRAs)
Minimum Balance Dividend Rate Annual Percentage Yield
Certificates of Deposit  ( Share and IRAs)
6 Month $1000 .947% .95%
1 year $1000 1.145% 1.15%
18 months $1000 1.244% 1.25%
2 years* $1000 1.590% 1.60%
3 years* $1000 2.182% 2.20%
4 years* $1000 2.428% 2.45%
5 years* $1000 2.428% 2.45%

Young Bucks Club and Teen Club minimum amount to open a certificate of deposit is $200

*CD Plus Program: Members who open new CDs for a term of 2 years or longer will have the opportunity to sign up for the CD Plus Program. The minimum deposit is $5,000. If rates rise during the term of the CD, participants will have the option to lock in the higher rate on their CD.  Early withdrawal from a CD in the CD Plus Program will result in a  6-month penalty. Standard penalty for a CD 2 years or longer without the CD Plus Program is 3 months.

Effective as of 7/7/10

The Board of Directors reserves the right to review and change these rates at its discretion .

 
 
 

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