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Contact Numbers
Main Office:
(315) 342-5300
For all other locations
click here.
 
 
Vehicle Loans 
 
 

Vehicle Year/Status

Term

APR*

New Untitled Vehicle 36 Months As low as 1.99%*
48 Months As low as 2.49%*
  60 Months As low as 2.74%*
  ** 72 Months As low as 3.49%*
  *** 84 Months As low as 4.24%*
Used 2016-2019 Vehicle 48 Months As low as 2.99%*
60 Months As low as 3.24%*
  ** 72 Months As low as 3.99%*
  *** 84 Months As low as 4.74%*
Used 2012-2015 Vehicle 48 Months As low as 3.99%*
60 Months As low as 4.24%*
** 72 Months As low as 4.99%*
*** 84 Months As low as 5.74%*
Used 2011 and Older 48 Months As low as 4.99%*
60 Months As low as 5.24%*
** 72 Months As low as 5.99%*
*** 84 Months As low as 6.74%*

* Rates included 0.25% discount for payroll deduction or automatic payment and .25% discount for using a Compass debit card.  APR = Annual Percentage Rate

COMPASS ONLINE USERS: Apply for a loan online by going to your online banking site.  It's an easy way to get started!  Questions?  Give us a call at 342-5300.

* Collision insurance is not required on auto loan balances under $2,000

* All secured loans for purchase of consumer goods require a signed purchase offer or bill of sale.  It must include the make model and serial number of the goods being purchased and be submitted with a loan application.  The certificate of title must be presented for used cars purchased from individuals.  Only first liens will be accepted for car loans and required insurance must be carried.

* The minimum secured loan payment is $100.

** 72 Months are for loan amounts of $20,000 or more
*** 84 Months are for loan amounts of $25,000 or more 

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