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Contact Numbers
Main Office:
(315) 342-5300
For all other locations
click here.
 
 

Type

Maximum Term

APR*

Unsecured 84 Months As low as 7.99%*
90-Day Notes up to $20,000.00 as low as 15% and a $25 application fee.  This note may be converted to a 4-year loan with payroll deduction.  A converted 90-day note may not be refinanced again during the 4 years.

*Rate includes 0.25% discount for payroll deduction or automatic payment and .25% discount for Compass debit card holders. APR = Annual Percentage Rate

Compass Online Users: Apply for a loan online by going to your online banking page. Questions? Call 342-5300.

 

Unsecured Loans - More Detail

CREDIT GRADE APR* Maximum Loan/Term
730 & Above A+ 8.49%/7.99% $20,000/84 months
680 to 729 A

8.99%/8.49%

$20,000/84 months
640 to 679 B 9.99%/9.49% $15,000/72 months
600 to 639 C 12.49%/11.99% $12,000/60 months
550 to 599 D 15.49%/14.99% $12,000/60 months
549 & Below E 18.00%/17.50% $12,000/60 months

 

* The lower rates in this chart reflect a 0.25% reduction for an automatic payment and a 0.25% reduction for having a debit card. APR = Annual Percentage Rate

 

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