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Contact Numbers
Main Office:
(315) 342-5300
For all other locations
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Boats, RVs, Campers, Motorcyles, Snowmobiles and Collector Car Loans

Vehicle Status



New 48 Months As low as 4.24%*

60 Months

As low as 4.49%*

  120 Months As low as 5.99%**

144 Months

180 Months

As low as 6.24%**

As low as 7.24%** 

Used 48 Months As low as 4.74%*
  60 Months As low as 4.99%*
  120 Months As low as 6.49%**

144 Months

180 Months

As low as 6.99%**

As low as 7.74%** 

*Rates includes 0.25% discount for payroll deduction or automatic payment and .25% discount for using a Compass debit card.  APR = Annual Percentage Rate.

On all RVs except motorhomes, members can borrow up to 100% of the sales market price, not to exceed NADA retail value. For motorhomes, members must make a 20% down payment. APR = Annual Percentage Rate

COMPASS ONLINE USERS: Apply for a loan online by going to your online banking site. It's an easy way to get started! Questions? Give us a call at 342-5300.

**72 months or more are for loan amounts of $15,000 or more.

*Collision insurance is not required on auto loan balances under $2,000.

*All secured loans for the purchase of consumer goods require a signed purchase offer or bill of sale. It must include the make model and serial number of the goods being purchased and be submitted with a loan application. The certificate of title must be presented for used cars purchased from individuals. Only first liens will be accepted for car loans and required insurance must be carried.

*The minimum secured loan payment is $100.

* If older than 2006, add 2.00%

Effective As of September 8, 2020





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