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Main Office:
(315) 342-5300
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Parent/student loans are offered for up to $6,000 per semester for full-time students and $3,000 for part-time students with a total loan amount of up to $35,000.  The rate is a fixed 6.0% APR.*  The term of the student loan will be based on the number of years the student must attend the college to receive their degree. APR = Annual Percentage Rate.

An interest-only payment plan is offered to members who are students.  If a student leaves school, the student and co-signer are required to pay off the loan, or sign new loan documents and begin making principle and interest payments for a maximum term of 8 years for balances up to $10,000; 10 years for balances $10,001 to $20,000; and 12 years for balances over $20,000.  Student loan applicants must be members of the credit union.  Proof of enrollment from an accredited school is required with an application, and each year there after.





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