Visa Card

Visa	Classic*	Junior**	Platinum*	Platinum with Rewards***
Limit	$10,000	$500	$15,000	$15,000
Purchase	9.9% APR	9.9% APR	9.9% APR	10.9% APR
Cash Advance	11.9% APR	11.9% APR	11.9% APR	12.9% APR
Grace Period	25 days	25 days	25 days	25 days
Late Fee	$20.00	$1.00	$20.00	$20.00
Over-the-limit	No fee	No fee	No fee	No fee
There is a 25 day grace period and no annual fee on all Visa cards. APR = Annual Percentage Rate Monthly payments are $25 or 2.25% of the outstanding balance, whichever is greater. The credit limit for Visa Platinum and Visa Platinum with Rewards depends on the applicant's credit score. Sign up for an automatic monthly payment on any Visa card and lower your annual percentage rate on purchases by 1.0% Members 16 - 20 years of age are eligible for a Visa card with a co-applicant. Monthly payments are $10 or 2.25% of the outstanding balance, whichever is greater. * Visa Rewards holders earn two reward points for every $1 spent. Rewards do not include cash advances or ATM transactions. *** The Multiple Foreign Transaction Fee on all VISA cards is 1% of the transaction amount; the Single Currency Foreign Transaction Fee is 0.8% of the transaction amount.

Visa Cards