There is a 25 day grace period and no annual fee on all Visa cards.
APR = Annual Percentage Rate
*Monthly payments are $25 or 2.25% of the outstanding balance, whichever is greater. The credit limit for Visa Platinum and Visa Platinum with Rewards depends on the applicant's credit score.
*Sign up for an automatic monthly payment on any Visa card and lower your annual percentage rate on purchases by 1.0%
**Members 16 - 20 years of age are eligible for a Visa card with a co-applicant. Monthly payments are $10 or 2.25% of the outstanding balance, whichever is greater.
*** Visa Rewards holders earn one reward point for every $1 spent. Rewards do not include cash advances or ATM transactions.
*** The Multiple Foreign Transaction Fee on all VISA cards is 1% of the transaction amount; the Single Currency Foreign Transaction Fee is 0.8% of the transaction amount.