Online Banking
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Contact Numbers
Main Office:
(315) 342-5300
Plant Office:
(315) 349-0116
Hospital Office:
(315) 349-5562
 
 

Visa Card

Visa Cards

 Visa

Classic*

Junior**

 Platinum* Platinum with Rewards***
 Limit  $10,000  $500 $15,000 $15,000
 Purchase  9.9% APR  9.9% APR  9.9% APR  10.9% APR
 Cash Advance  11.9% APR  11.9% APR  11.9% APR  12.9% APR
 Grace Period  25 days  25 days  25 days  25 days
 Late Fee  $20.00  $1.00  $20.00  $20.00
 Over-the-limit No fee  No fee No fee No fee

 There is a 25 day grace period and no annual fee on all Visa cards.
APR = Annual Percentage Rate

  *Monthly payments are $25 or 2.25% of the outstanding balance, whichever is greater. The credit limit for Visa Platinum and Visa Platinum with Rewards depends on the applicant's credit score.

 *Sign up for an automatic monthly payment on any Visa card and lower your annual percentage rate on purchases by 1.0%

 **Members 16 - 20 years of age are eligible for a Visa card with a co-applicant.  Monthly payments are $10 or 2.25% of the outstanding balance, whichever is greater.

 *** Visa Rewards holders earn one reward point for every $1 spent. Rewards do not include cash advances or ATM transactions.

*** The Multiple Foreign Transaction Fee on all VISA cards is 1% of the transaction amount; the Single Currency Foreign Transaction Fee is 0.8% of the transaction amount.

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