Visa |
Classic* |
Junior** |
Platinum* | Platinum with Rewards*** |
Limit | $10,000 | $500 | $15,000 | $15,000 |
Purchase | 9.9% APR | 9.9% APR | 9.9% APR | 10.9% APR |
Cash Advance | 11.9% APR | 11.9% APR | 11.9% APR | 12.9% APR |
Grace Period | 25 days | 25 days | 25 days | 25 days |
Late Fee | $20.00 | $1.00 | $20.00 | $20.00 |
Over-the-limit | No fee | No fee | No fee | No fee |
There is a 25 day grace period and no annual fee on all Visa cards. *Monthly payments are $25 or 2.25% of the outstanding balance, whichever is greater. The credit limit for Visa Platinum and Visa Platinum with Rewards depends on the applicant's credit score. *** Visa Rewards holders earn two reward points for every $1 spent. Rewards do not include cash advances or ATM transactions. *** The Multiple Foreign Transaction Fee on all VISA cards is 1% of the transaction amount; the Single Currency Foreign Transaction Fee is 0.8% of the transaction amount. |
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