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Contact Numbers
Main Office:
(315) 342-5300
For all other locations
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For all HOME LOAN Applications, PLEASE CLICK HERE.

 
Current Compass Mortgage Rates for Homes and Camps 15-30 Years 10 Years
730 and Above (A+ credit) 5.75% 5.25%
680 to 729 (A credit) 5.75% 5.25%
640 to 679 (B credit) 6.75% 6.25%
600-639 (C credit) 7.75% 7.25%
550-599 (D credit) 8.75% 8.25%
549 and below (E credit) 9.25% 9.25%



Land Purchase (Closing Costs and 10% Down)
  A+ A B C D E
Max Term 730 & Above 680 -729  640-
679
600-639     550-599         549 & Below  
60 months 6.60% 7.10% 8.10% 10.60% 13.60% 17.60%
120 months 7.00% 7.50% 8.50% 11.00% 14.00% 18.00%
144 months 7.50% 8.00% 9.00% 11.50% 14.50% 18.00%
180 months 7.50% 8.00% 9.00% 11.50% 14.50% 18.00%

HOME EQUITY FIXED - 80% loan to value (LTV)            
  A+ A B C D E
Max Term 730 & Above   680 -729 640-679  600-639   550-599      549 & Below    
*60 months 3.99% 5.24% 6.24% 8.74% 11.74% 15.74%
120 months 4.49% 5.49% 6.49% 8.99% 11.99% 15.99%
180 months 4.99% 5.99% 6.99% 9.49% 12.49% 16.49%
240 months 5.99% 6.99% 7.99% 10.49% 13.49% 17.49%
*Special: No closing cost-must keep for 3 years or pay closing costs.
(Empower charges Mortgage Tax.)       
                   
HOME EQUITY FIXED - 80.01% 90% loan to value            
  A+ A B C D E
Max Term 730 & Above 680-729 640-
679
600-639   550-
599
549 & Below
*60 months 5.49% 6.24% 7.24% 9.74% 12.74% 16.74%
120 months 5.75% 6.49% 7.49% 9.99% 12.99% 16.99%
180 months 6.49% 6.99% 7.99% 10.49% 13.49% 17.49%
240 months 7.49% 7.99% 8.99% 11.49% 14.49% 18.00%
180 months 6.49% 6.99% 7.99% 10.49% 13.49% 17.49%
240 months 7.49% 7.99% 8.99% 11.49% 14.49% 18.00%
                   
Home Equity Line of Credit 5.00% Variable              

 

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