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| Current Compass Mortgage Rates for Homes and Camps | 15-30 Years | 10 Years |
| 730 and Above (A+ credit) | 5.75% | 5.25% |
| 680 to 729 (A credit) | 5.75% | 5.25% |
| 640 to 679 (B credit) | 6.75% | 6.25% |
| 600-639 (C credit) | 7.75% | 7.25% |
| 550-599 (D credit) | 8.75% | 8.25% |
| 549 and below (E credit) | 9.25% | 9.25% |
| Land Purchase (Closing Costs and 10% Down) | ||||||||||||||||||
| A+ | A | B | C | D | E | |||||||||||||
| Max Term | 730 & Above | 680 -729 | 640- 679 |
600-639 | 550-599 | 549 & Below | ||||||||||||
| 60 months | 6.60% | 7.10% | 8.10% | 10.60% | 13.60% | 17.60% | ||||||||||||
| 120 months | 7.00% | 7.50% | 8.50% | 11.00% | 14.00% | 18.00% | ||||||||||||
| 144 months | 7.50% | 8.00% | 9.00% | 11.50% | 14.50% | 18.00% | ||||||||||||
| 180 months | 7.50% | 8.00% | 9.00% | 11.50% | 14.50% | 18.00% | ||||||||||||
HOME EQUITY FIXED - 80% loan to value (LTV) |
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| A+ | A | B | C | D | E | |||||||||||||
| Max Term | 730 & Above | 680 -729 | 640-679 | 600-639 | 550-599 | 549 & Below | ||||||||||||
| *60 months | 3.99% | 5.24% | 6.24% | 8.74% | 11.74% | 15.74% | ||||||||||||
| 120 months | 4.49% | 5.49% | 6.49% | 8.99% | 11.99% | 15.99% | ||||||||||||
| 180 months | 4.99% | 5.99% | 6.99% | 9.49% | 12.49% | 16.49% | ||||||||||||
| 240 months | 5.99% | 6.99% | 7.99% | 10.49% | 13.49% | 17.49% | ||||||||||||
| *Special: No closing cost-must keep for 3 years or pay closing costs. (Empower charges Mortgage Tax.) |
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| HOME EQUITY FIXED - 80.01% 90% loan to value | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| A+ | A | B | C | D | E | |||||||||||||
| Max Term | 730 & Above | 680-729 | 640- 679 |
600-639 | 550- 599 |
549 & Below | ||||||||||||
| *60 months | 5.49% | 6.24% | 7.24% | 9.74% | 12.74% | 16.74% | ||||||||||||
| 120 months | 5.75% | 6.49% | 7.49% | 9.99% | 12.99% | 16.99% | ||||||||||||
| 180 months | 6.49% | 6.99% | 7.99% | 10.49% | 13.49% | 17.49% | ||||||||||||
| 240 months | 7.49% | 7.99% | 8.99% | 11.49% | 14.49% | 18.00% | ||||||||||||
| 180 months | 6.49% | 6.99% | 7.99% | 10.49% | 13.49% | 17.49% | ||||||||||||
| 240 months | 7.49% | 7.99% | 8.99% | 11.49% | 14.49% | 18.00% | ||||||||||||
| Home Equity Line of Credit 5.00% Variable | ||||||||||||||||||
